SSI Benefits for Children of Disabled Parents

by Amber Keefer ; Updated July 27, 2017

In order to qualify for Supplemental Security Income benefits, a person must be older than age 65, blind or disabled. Unlike Social Security Disability Insurance benefits, which are based on a disabled recipient's past work history, you can only get SSI payments if you have limited income and assets. Unless your child is also disabled and meets the low-income guidelines, there are no auxiliary benefits available to a child when a disabled parent receives SSI benefits.

Qualifying for SSI Benefits

You can apply for disability benefits for a disabled child by completing an Application for Supplemental Security Income. It doesn't matter if either parent is disabled and receives SSI benefits. Disabled children may be entitled to receive their own SSI benefits. Supplemental Security Income benefits are different from Social Security Disability benefits; the government pays SSI benefits to low-income individuals who are disabled, even if they have never worked. Although disabled children younger than 18 years old may receive SSI, the disabled child’s parents must be low income. A representative at your local Social Security Office can help you determine if your family’s household income and resources are low enough for your child to qualify to receive SSI benefits.

Applying for Benefits

Call or visit your local Social Security Office to apply for SSI benefits for your disabled child. The claim representative working your case will need to see your child’s birth certificate when you apply. You will also need to provide your and your child's Social Security numbers. As part of the application process, the Social Security representative will ask you to complete a Child Disability Report describing your child’s disability and how it limits daily function. You must also sign an authorization form giving the child’s doctor permission to disclose physical and/or mental condition information.

Income and Resources Guidelines

Social Security takes into account your child's income and resources, as well as the income and resources of any family members living in the child's household. This information helps decide if your child is eligible to receive SSI benefits. Whether or not your child meets the Social Security definition for being disabled, Social Security will deny your child SSI benefits if his income and resources or the income and resources of any family member living in the same household total more than the amount Social Security guidelines allow. If your child is eligible to receive benefits because his income falls within the limits, the amount of the monthly SSI payment depends on the state where you reside. Some states provide a benefit in addition to the SSI benefit the federal government pays. However, you must qualify for federal benefits to receive SSI payments from the state.

Termination of Benefits

Social Security evaluates children who receive SSI benefits of their own after they turn 18 to assess their conditions based on the criteria defining adult disability. This usually occurs within one year of the child turning 18. If the adult child remains disabled, the income and resources of other family members living in the household are no longer considered as criteria for deciding your child's SSI eligibility.

Qualifying for SSDI Benefits

If a family’s income is too high for a disabled parent to qualify for SSI benefits, applying for Social Security Disability benefits may be another option. A minor child is eligible for auxiliary benefits if a parent is disabled and entitled to receive SSDI benefits. The disabled parent must have worked at least five out of the last 10 years to qualify. If you apply for benefits for a child based on your work history, the child must be your biological child, dependent stepchild or an adopted child. A child must be younger than 18 years old and unmarried.

Video of the Day

Brought to you by

References

About the Author

Amber Keefer has more than 25 years of experience working in the fields of human services and health care administration. Writing professionally since 1997, she has written articles covering business and finance, health, fitness, parenting and senior living issues for both print and online publications. Keefer holds a B.A. from Bloomsburg University of Pennsylvania and an M.B.A. in health care management from Baker College.

Cite this Article | raiffeisen-cards.ru A tool to create a citation to reference this article Cite this Article

Related pages


rental assistance sacramentocan you reload a greendot card with a credit cardmissouri state refund statuswhat is mmi insuranceserial bonds definitionfinra series 7herfindahl-hirschman index calculatormortgage joint tenantscalifornia disabled license platenon custodial parent claiming childdelete bad credit instantlypopcorn bidding401k and disabilityhud1aampleharvest org find a food pantrygeorgia tenant eviction lawsfha investor loansbest places to live washington statehow to negotiate down credit card debtdonation drop off seattlelegitimate loans for poor creditwhat is a family deductiblealabama landlord lawsmichigan 1040 instructionscfc donationscar rental that takes debit cardsunplanned inventory investment formulagrants for makeup artistscincinnati metropolitan housing authorityhow many times can you refinance a housefha assumable mortgage1040 miscellaneous incomeannuities licenseiban number of bank of americasigning over property deedspretax cost of debt calculatorgeorgia department of food stampscalculate return on invested capitalpa sales taxable itemswhat is wells fargo interest rate savings accountis royalty income passive or nonpassivehow to qualify for hud2nd lien mortgagehow to send money to an inmate through western unionpcm scholarship examhome loans for credit scores under 550missouri rental laws breaking leaseboarding schools pros and consbuying a house owner financedssi proof of incomelife estate remaindermangift to foreign person annual exclusionvolusia county property taxold stock certificates researchfinancial assistance for felonshow to calculate expected market return s&p 500sallie mae federalfeeding the homeless on thanksgivingevicting someone not on the leasehow to transfer money from paypal to prepaid debit cardvirginia eviction noticeschedule an eye exam at walmarthow to get rid of unwanted guestprivate schools autistic childrenscholarships for irish descendantshow to organize canned goodscalvet loandefinition of gross pay and net paygross margin vs contribution marginsilver certificate 1935 a valuechase bank international wire transfer limitterm life vs universal life insurancemaryland repossession lawscredit score beaconhow to add funds to paypal with prepaid credit cardmn ebthow much can a creditor garnish