How to Get a Credit Report From Equifax, Experian & TransUnion

by Mark Kennan
You can order all three credit bureau reports for free online.

Your credit report contains all the information the credit bureaus use to figure that all-important three-digit number: your credit score. Knowing what's in your credit report -- and making sure it's accurate -- is so important that once per 12 months, you're entitled to a free report from each of the three major credit bureaus: Equifax, Experian and TransUnion. When you get your reports, check for any incorrect information, such as accounts that don't belong to you, balances being misreported or incorrect information about late payments. Correcting any mistakes will improve your credit score and help you get more favorable loan terms in the future.

Pull up the Annual Credit Report website. According to the Federal Trade Commission, this is the only website authorized to get your free credit report from each of the three credit bureaus.

Select your state from the dropdown menu on the home page and click "Request Report."

Enter your identifying information on the next page including your name, current address, birthday and Social Security number. If you haven't had the same address for at least two years, you need to also provide your prior address. Then click "Continue."

Select each of the three credit bureaus to receive your all three credit reports. After going through each bureau's page, you will receive all three credit reports immediately.

References

About the Author

Mark Kennan is a writer based in the Kansas City area, specializing in personal finance and business topics. He has been writing since 2009 and has been published by "Quicken," "TurboTax," and "The Motley Fool."

Photo Credits

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grants for paroleesmonster high birthday cakes walmartsamsclub auctionshcfa 1763deltacare dental hmocalculating synonymschurning insurance definitionhow to calculate unsystematic risktypical closing costs for refinancewhere to file eviction noticejulius roman empire banquet hallcan i have two dental insuranceschase college account overdraft fee3 credit bureaus scores2nd home tax deductionsletter to landlord breaking leasewww compass ga gov home pageincorrect tax return penaltiesdownload thinkorswim td ameritrade585 marking on gold jewelrywithholding rates for lump sum paymentswhat happens when you default on a car loanfannie mae homepath loan requirementsmarquette merit scholarshipsscholarships for dependents of disabled veteransveracity nursing ethicsare health insurance premiums tax deductablekroger cash checksefc numberstransfer money online through debit cardvehicle registration fee calculator cacalculating historical volatilitycashing in annuitystatute of limitations pennsylvania debthow much does a car depreciate in the first yearcigna provider enrollmentfiling gambling winnings and lossesvantagescore to fico conversionhow to unenroll from a collegehow much to get a paper notarizedsouth carolina state income tax refund statusannualcreditscore.comoil and gas trader salarysouth carolina eviction lawstax refund status massachusettsportland rescue mission donationsfid freedom k 2010etrade create accountucf fafsamobile home tax deductioniban code for bank of americaapplying for snap nyhow to remove fraud alert on credit reportwhat is unearned income irshow to calculate laundry expenses for taxesticker symbolare refinance fees tax deductiblecustodian vs trusteenational registry of unclaimed retirement benefitswhat is a good dividend yieldshort term capital gain tax rate on sale of property83.49 3 florida statutesreturn on asset ratio analysisrenew cna licencecalifornia bank levywill a cosigner help with a car loanwrite fraction as percent calculatordetached defsetting up an irrevocable trusttap pellnfc steal credit cardcost of ophthalmologist visitimplied power of congresshow to multiply percentages and whole numberscapital losses carry forwardscottrade rothyield of maturity formulafood stamps nyc online application
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